Financing and Structuring Health care Research Paper

Financing and Structuring Health care - Research Paper Example how the patents will pay for the healthcare extended to them, what they will pay for the healthcare services consumed by them, and the range of options and innovations that could be facilitated to the ailing in the sphere of healthcare payments (Walshe, 2006, p. 34). In that context, a thorough understanding of the American healthcare system will be partial, if it is devoid of an understanding of the related financing mechanisms. Health insurance, health coverage, or healthcare coverage is the term used in the United States of America to refer to any program that helps the patients pay for the healthcare services and products used by them during the course of their treatment. Considering the fact that USA is a land of diversity, there exist varied types of health insurance types to suit the needs and aspirations of diverse types of individuals and groups. For what is health insurance but a risk coverage mechanism to assure that individuals and their families have access to quality and timely healthcare. The three main types of health insurance prevalent in the United States of America are individual health insurance, group health insurance and state sponsored health insurance (Green & Rowell, 2010). Individual health insurance covers the healthcare needs of the primary policy holder and one’s family (Green & Rowell, 2010). As the policy holder is required is required to pay for such type of insurance, it happens to be the costliest type of health insurance. Some of the benefits offered by the individual health insurance policies are personalized healthcare, tax exemptions, and a smooth continuation of the insurance plan, as long as the premiums are paid without default (Green & Rowell, 2010). Group health insurance happens to be the most preferred type of insurance. It is also known as the employer sponsored health insurance. In group health insurance, an individual and one’s family accrues the insurance benefits by the virtue of one’s employment (Green &

Social and Cultural Factors Affecting Early Year's Education Provision Essay

Social and Cultural Factors Affecting Early Year's Education Provision in UK - Essay Example In practice, United Kingdom’s education system has a holistic purpose. United Kingdom’s education curriculum states that education is a conventional process in which the society intentionally channels its amassed dexterity, skills, knowledge, values and customs from one coeval to the other. Education is one of the fundamental units for an individual’s development and immiseration reduction. For the child to learn effectively, there are various factors that need to be weighed and evaluated (Hodgeson & Spours, 2008, p. 12). Children surrounded by a strong learning environment that is supportive and informative improve on their educational improvement. When considering the role of education and the desired goal and the result, it is necessary to observe where the current education system stands and the effects that have impacted upon it (Hodgeson & Spours, 2008, p. 20). Students exposed to underprivileged, and poor educational surrounding are at a high peril of a ne gative learning effect. United Kingdom has distinct metropolitan boroughs. Each borough has a different social set up. This paper will focus on Barking and Dagenham borough. The fact that children are particularly vulnerable makes early childhood education accomplishment a rough and tough experience. This is because there are social, cultural and economic factors that affect the provision of early childhood education. ... In adapting to the environment, the child assimilates and accommodates the new experiences within her or himself. Social factors are the elements within the society or social environment (Pugh & Duffy, 2006, p. 25). These elements include family, locality, political system, mobility rate and the child’s relations. Barking and Dagenham borough has a high number of educational institutions and a high number of learned and affluent adults. It is one of the most developing metropolitan boroughs in the region. Barking and Dagenham borough consists of affluent families and learned adults. A family is a social unit where related people live together. It can either affect early year’s education of a child positively or negatively (Pugh & Duffy, 2006, p. 30). Relatively, a parent’s education will affect the child’s education. An affluent parent has a high consideration for education and sets academic goals for the child. The educated parent has a higher access to e ducational resources for the child. A child with either one of the parents as a doctor or an engineer is motivated to attain a higher education level than the parent (Pugh & Duffy, 2006, p. 38). A community with educated and learned parents, such as Barking and Dagenham community will have a higher demand for education. From this fact, we can conclude that the parent's level of education in Barking and Dagenham determines a child’s early education provision in a given society or community. The family environment affects a child’s education (Pugh & Duffy, 2006, p. 45). From various studies conducted by the not-for-profit organizations across all the boroughs, most of families are peaceful, and cases of family violence are minimal. A peaceful